Wha? Oh, Back To The Prefab Zero Energy Off Grid House Kit Built With SIPs!

To finish the house, we need financing. The financing we did earlier was to refinance our current home loan because interest rates dropped so much. Now we need to consolidate the *land* loan and finish construction. We're increasing the *land* loan by the amount we need to finish construction since a traditional construction loan in Virginia does not understand or value green building or off grid construction / systems. Once construction is complete and we have a certificate of occupancy, we have been told by mortgage lender of our first house that they will consider refinancing the land *and* house. Because co-op interest rates are higher, Handsome Husband projects that once we have a traditional first mortgage, the monthly expenses will remain the same after the construction is financed. So we will be paying about the same, to do more, after having finished the project!
- To get financing, we need to have a quote from our Fabulous Contractor, Ron Bernaldo of Giant Oaks Construction.
- To get a quote from Ron, our Fabulous Contractor, my Handsome Husband needs to give Ron details, a list of systems (down to the model number) so that the electrician / plumber can give us an accurate estimate.
- To get an estimate, we need to have the interior framing done.
- To have the interior framing done, we have to give Ron the customized floor plan. (Yes, people, these house kits are made so you can work with your contractor to make 'em as you want! We didn't change much, just added more room for systems and a nook & cranny for a bookcase...)

In the meantime, I hope you enjoy pictures from this weekend's off grid prefab-ulous adventure at the end of this long and boring post.
We had some dear friends out, and it was amazing how *comfortable* the house kit was in the heat. Before, we rarely camped this time of year because the sun beating down on our little 1960's Scotty camper in the field was unbearable. In the house kit, it was breezy, comfortable, filled with natural light yet soothing and cool inside. In the winter, the dogs snuck into our beds; now they flopped, lazily collapsed on the concrete.

In the house kit, the light was diffused and off the cement, not the sharp slants of light directly on the concrete as it is in winter. That was the first thing I noticed- that yes, the sun was not warming the floor but had moved higher in the sky, and thus prevented by the overhangs to heat. We opened the windows and let in a wonderful crossbreeze. The difference between lounging comfortably in the house kit to walking into the open field under the unsympathetic sun was palpatable- we all remarked on it.

We installed the screens, so we don't have to worry about uninvited animals/insects during the night entering from the open windows, and Handsome Husband and Mr. H stopped by the recycling center and plucked a nice tire to create a tire swing for the kids! We hung it off the old oak that shelters the picnic bench. Which, by the way, I picked up a *second* picnic bench for $5 at a yard sale so we can connect them end-to-end and have a fabulous banquet table for lots of guests.
And speaking of guests... we will have an open house in September!


Even after the house is done, we continue crop tree release and increasing function-yet-preservation of the land, so that in a few short years we can be there sustainably full time.
P.s. This north middle window that will eventually be my daughter's room? The children discovered how to open it and then jumped from the sand pile into the house kit, in and out, in and out, in and out... hence my thankfulness on choosing the polished concrete, *again.* There must have been twenty times a day I was grateful for the concrete. Ah the spills. Oh the mud. Gee the sand. And the polished concrete took it, and looked gorgeous.
Labels: affordable housing, architecture, casa ti, financing, green modern kits, off grid, prefab, zero energy
1 Comments:
Another great weekend, another great presentation!
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